Buying a garden tractor is a big investment, and depending on which model you go for the finance required may be significant.
You might find that financial advisors are a help when planning larger purchases like this, as there may be tax planning that you could benefit from. If you run a business and you are buying the tractor for that then it may well be a deductable expense.
Spreading the payment over 24 months may be a good way to ease the burden.
